I’ve never really given credit cards much thought. I certainly have never equated buying snazzy dresses and gorgeous knitwear on a credit card, with having lovely opportunities and experiences. I certainly never thought that my purchases could lead directly to a cup of coffee, or even a trip to Paris…
And I’m pretty sure I’m not the only one, which is why I am so pleased to be working with Amex to toot about their American Express® Nectar Credit Card, which has changed the way I think about credit cards forever.
The card essentially works as a loyalty credit card, where you earn Nectar points every time you spend. Cha-ching. This is merry news to my ears as I’m in the market for a whole new wardrobe, (what with the expansion of my pregnant self) and it’s brilliant knowing that I can save points as I go, which I can use to treat myself in other ways.
So how does it work? You receive up to 4 points for every £1 spent on the Card, two points from Amex and two points from Nectar partners but even more when you shop online through Nectar.com.¹ This has really opened my eyes to how many partners Nectar.com actually has – I had no idea. To my surprise, there are loads of brands that I love, which are also Nectar.com partners – eshops including Reiss, Jigsaw, Oliver Bonas, Topshop, TK Maxx, ASOS, Boden etc… the list is loooooong.
What this means, in fashion maths, is through buying a few maternity bits and pieces at ASOS, I can collect Nectar points, which I can then put towards a lovely treat (huzzah) be that Eurostar tickets, an American Hot at Pizza Express (one of my faves) or a pregnancy friendly chai tea at Caffe Nero :) Again, the list is long.
When it comes to redeeming your points, there is so much choice, including a subscription to one of your favourite magazines (I love BBC Good Food) or even return tickets to Paris on the Eurostar. OR, you can transform your points into eGift cards, which can then be redeemed at places like iTunes, Topshop and Currys PC World etc
It’s good isn’t?!
And it gets better – the card has an annual fee of £25, which is waived in the first year and supplementary cards are COMPLIMENTARY for family members, so you can share the rewards of their spending too!
Also, if you do spend £2,000 in your first three months of Cardmembership, you will automatically receive 20,000 bonus Nectar points.² That’s enough to buy a return flight from London Luton to Amsterdam through Expedia. (Pancakes! Tulips! Bicycles!)
So save your ASOS UK or Net A Porter shopping until you have the credit card in your paws – you’ll be skipping the cobbled streets of Amsterdam in your new wardrobe with a spring in your step before you know it.
Sponsored post in association with American Express and Nectar.
As this is a financial product, it’s important that you and I know exactly what’s what, so here is all the key information to keep things crystal clear!
Representative 28.2% APR variable.
Applicants must be UK residents, aged 18 or over. Approval is subject to status, and terms and conditions apply.
2The welcome offer is subject to change, can be withdrawn at any time and are not available if you currently hold or have held the Nectar Credit Card in the past six months.
Amia Coalition Loyalty UK Ltd, registered in England and Wales (company number 04236999) is an introducer appointed representative of American Express Services Europe Limited. The Nectar Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.